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Long Term Care Insurance for North and South Carolina

Guyton Long Term Care Advisors specializes in Long Term Care insurance quotes for North and South Carolina.Quickly and easily submit your application for a free Long Term Care insurance quote using our easy to use website.

Request a quote online by clicking here.

Long Term Care insurance protects you from financially devastating costs of Nursing Homes, Home care services and Assisted living facilities.

We are an independent agency with the customer in mind. We have relationships with the nations top A+ rated insurance companies, allowing you to get the right price with the right service. Whether you have the ideal history, preferred companies desired, or a not so perfect history, we find the right coverage, with the best company, at the best price for you. As an independent insurance agent we can offer the right coverages with the personal touch you would expect from your neighborhood insurance agent.

What is Long Term Care Insurance and why do I need it?

Planning for Long Term Care with LTC insurance does not mean planning for Nursing Home Care. It means having a plan in place in the event that you require assistance with your day to day routines. This need for assistance can be due to an accident or injury, chronic disease or simply aging.
Long Term Care services can be provided in home by a professional or an able family member, friend or in a formal setting such as a nursing home or assisted living facility.

With our nations baby-boomer generation approaching retirement, the need for long term care has drastically increased. We are faced with the situation where costs associated with long term care are the largest unfunded liability in America today. As our nation ages, the segment of the population at risk of needing long term care exceeds the number of individuals who invested in private pay solutions, such as insurance.

Medicare and private health insurance will NOT cover the majority of the cost of caring for our aging
population. Instead family members and other individuals will usually be burdened with the expense of Long Term Care. For most, the expense of this care has not been planned for and will have dire
consequences : college educations for grandchildren, assets intended for providing a comfortable retirement income and leaving a legacy are being depleted at an alarming rate. This will in turn result in family members who already suffering with the emotional duress become unnecessarily stretched financially as well.

Long term care insurance is a crucial part of retirement planning. You have the power to protect your nest egg, independence and dignity. Let Guyton Long Term Care Advisors help you find the best choice for you and your family.

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